New patients approved for ABA Therapy services are responsible for any and all charges not paid for by healthcare insurance payers (private of public). By signing this client agreement, you are acknowledging that you understand this condition of service and commit to promptly paying Compass BDC LLC for the services we provide to you, our valued customer.
Compass is responsible for providing quality therapy to the child and therefore, the child’s parent (or guardian) is responsible for all charges incurred. Due to the many changes in insurance policies, it is no longer a simple task to interpret each and every policy. Although we try to stay aware of any changes, it is not always possible. It is your responsibility, as the subscriber, to know and understand your individual coverage and to immediately notify us if any changes occur.
*All services are subject to pre-authorization and insurance claim processing.
Insurance: Compass is committed to helping maximize each child’s insurance benefits. Insurance policies vary greatly, therefore, owing to the complexity of insurance contracts; we can only estimate benefits in good faith. Compass will contact your insurance carrier for a “quote of benefits” and will obtain necessary pre-authorizations, but coverage cannot be guaranteed.
In the event the insurance company does not provide payment within the agreed amount of time or denies the payment, the balance becomes that of the financially responsible party. To avoid any payment delays from your insurance carrier, please let Compass know of any and all updated information regarding your plan and ABA Therapy coverage. Please let us know immediately if you receive a new insurance card or if your child is covered under new or additional insurance. The responsible party will be billed for services not covered or denied if Compass is not notified in a timely manner of any changes. In addition, Compass has the right to suspend services until new insurance is verified and/or necessary pre-authorizations are in place.
If the responsible party wishes to continue services before insurance is verified and/or pre-authorization is in place, the responsible party will be required to privately pay for those services at the end of each week. If you have questions regarding our financial policy, please do not hesitate to discuss them with us. For your convenience, we accept Master Card, Visa, Cash, HSA Cards, Checks, and have safe and convenient payment online at: compassaid.com/payment
Private Pay:
Families who do not have insurance coverage for ABA may choose to pay privately for ABA Therapy. Services are billed in advance on a mon-to-month basis for pre-scheduled ABA Therapy sessions. Pre-paid fees are non-refundable in absences. Our fees are comparable usual and customary fees in the area.
Cancellation: Compass schedules a 1:1 ABA Technician to work specifically with your child for the duration of his/her scheduled sessions. Any cancelations require at least a 24-hour notice so our staff’s schedule may be adjusted accordingly. We understand that there may be days when your child is ill and will need to stay home. Therefore, Compass BDC LLC can grant one (1) sick day per month at zero penalty. Any additional absences within the same month (with less than 24-hour notice) will be charged at $50-100 per day. Excessive cancellations may result in dismissal of services or reassignment of therapists. Any instance of a week or more vacation may result in reassignment of therapists upon return. Please see the “Therapy Attendance Policy” and the “Cancellation & Late Policy Fees” for further information.
Payments:
All copays are due at the date of service. Being that we work in an environment with children we will email statements for patient responsibility weekly. Weekly invoices are due within two (2) calendar days of invoicing for continued services. Payments can be made directly through the website: compassaid.com/payment
Credit Card on File for Pre-Payment:
To ensure a smooth billing process, Compass requires a credit card to remain on file which will be automatically billed after six (6) days of invoicing, along with a $25 late fee. A $35 fee will be charged for declined payments, if another form of payment is not provided within 24-hours of notification of the declined payment. If a payment is declined, Compass may suspend services until payment is made. You may choose to pre-pay 30 days in advance without having a Credit/Debit card on file for reoccurring charges.
NOTE – Credit card on file for pre-payment is only required if there is patient responsibility.
Collection Fees:
Fees incurred to collect payments will be billed to and payable by the Responsible Party. This includes attorney fees and court costs.
Note to Separated or Divorced Parents:
Compass will not keep separate accounts to accommodate separated or divorced parents who share financial responsibility.
I understand and agree that I am responsible for the payment of all charges incurred, in the time frames described above, regardless of any insurance coverage or other plans available to me. Additionally, I understand and agree to pay any and all collections, costs, and/or attorney’s fees if any delinquent balance is placed with an agency or attorney for collection, suit, or legal action. I also acknowledge that confidentiality is waived in matters involving collections and the sharing of information sufficient to pursue recovery of debts owed.